ESTO PAYMENT OPTIONS
ESTO INSTALLMENT PLAN
Don’t want to pay the full amount at once? Pay in parts!
ESTO Installment is a flexible payment solution that allows you to split your purchase into convenient monthly payments. You can choose the payment period and down payment at checkout when selecting ESTO Installment.
Use ESTO Installment in both online and physical stores. All ESTO partner stores can be found at ESTO Market.
How to use ESTO Installment?
- Add the desired products to your cart.
- Select ESTO Installment at checkout.
- Choose a repayment period (from 3 to 60 months).
- You’ll receive a decision in real time.
- If approved, digitally sign the agreement using ID card, Smart-ID or Mobile-ID.
Example
Credit amount: 1490 €
Term: 24 months
Fixed interest rate: 11.90%
Contract fee: 0 €
Monthly payment: 76.86 €
Total amount payable: 1844.64 €
Annual Percentage Rate (APR): 23.63%
NOTE! An installment plan is a financial obligation. Please read the terms and conditions before signing the contract and consult a specialist if necessary.
Service provider: ESTO AS
ESTO 3
Pay for your purchase in 3 equal parts – with no interest or extra fees!
ESTO 3 is a modern payment method that lets you split your payment into 3 equal installments. No interest, no extra fees, and no down payment!
Available in online and physical stores. See all partners at ESTO Market.
How does it work?
- Add products to your cart.
- Select ESTO 3 at checkout.
- You’ll receive a decision in real time.
- Confirm your order.
- You will receive the first invoice on the 15th of the following month.
Financial service is provided by ESTO AS. Before signing the contract, read the terms and consult a specialist if necessary. www.esto.ee
ESTO PAY LATER
Buy now – pay later! 30-day interest-free period.
ESTO Pay Later allows you to make a purchase immediately and pay within 30 days. No interest, no down payment, no hidden fees.
Available in both online and physical stores. Find partner stores at ESTO Market.
How does it work?
- Add products to your cart.
- Select ESTO Pay Later at checkout.
- You’ll receive a decision in real time.
- Confirm your purchase.
- You’ll receive an invoice to be paid in full within 30 days.
Financial service is provided by ESTO AS. Please read the terms and consult an expert if needed. www.esto.ee
WHAT IS ESTO?
ESTO is the leading payment solutions provider in the Baltics. With over 500,000 active users and more than 3,000 partner stores, ESTO makes shopping and selling seamless for everyone.
Need help? Contact us at info@esto.ee or visit our customer support page.